CLUB INSURANCE

All Swimmers, Teachers, Coaches & Volunteers are covered for insurance purposes by being a registered member of the WASA. All clubs have been issued with a synopsis of cover in their Club Resource Pack.
WASA affiliated clubs and club members receive insurance cover which includes,

Civil Liability Cover.

Employer’s Liability.

Personal Accident Insurance. (under 75 yrs and limited insurance for 70 – 80 yrs)

Legal Expenses Insurance.

 

For Civil Liability the indemnity is set at £20,000,000 per any one occurrence;

Employer’s Liability - £10,000,000 any one occurrence but limited to £5,000,000 in respect of Terrorism;

Legal Expenses - £50,000 per claim. There is no policy excess.

Copy of 2011/12 Club Insurance Certificate

 

Cover is provided for all Club members, including volunteers/casual helpers*. Indemnity extends to:
Club activities, including training for and competitive swimming, as well as social, fund rising and administrative activities.
A club member who causes injury, damage or financial loss to a fellow member.
A club which borrows, rents or leases a premises for sporting or social purposes and is held liable for damage to the facility.

 

*The Welsh ASA/IoS encourages all clubs and swim schools to have appropriately qualified Coaches and /or Teachers covering all sessions but also recognises that from time to time both clubs and swim schools may have difficulty in finding volunteers with the appropriate qualifications (especially in the smaller disciplines) and therefore providing the sessions are operated within the standard safety framework and in line with the procedures laid down by the Pool Operator the insurance policy is valid.

 

For WASA insured and excluded activities CLICK HERE

 

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